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Attention homeowners: Real estate appraisal services for in Scotch Plains and Union County
See the top seven reasons New Jersey homeowners use American Realty Appraisals, LLC:
- To get a pre-listing appraisal (whether they're selling the home on their own or using a real estate agent)
- Challenge property tax assessments
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To lower a mortgage payments by removing PMI
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To reinstate their Home Equity Line of Credit (HELOC)
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To review a different appraiser's report for verification
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If property needs to be divided because of a divorce
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Settle an estate in New Jersey by determining the true market value of a property
At American Realty Appraisals, LLC, we understand the unique needs of a customer looking for appraisal services.
While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale by Owner
Since you have an emotional attachment to your house, it's often very hard to be objective about it.
Our professional appraisers at American Realty Appraisals, LLC are objective. We won't just tell you what you want to hear, we will tell you what you need to know.
A professional appraisal is very crucial as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your home will attract buyers.
It gives you something tangible to show your buyer.
It's an independent third party's opinion of your house's value, and not just you saying how much your house is worth.
Interested buyers assume that you have an emotional attachment to your house and will be much more likely to give credibility to an accomplished appraiser's value judgement than yours.
Challenge property tax assessments
Your local tax assessor may have your home overvalued if your house is not appreciating as much as other houses nearby.
This means you are going to pay higher taxes than you should be paying.
Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better off you'll be.
Getting an appraisal from American Realty Appraisals, LLC is your number one weapon when contesting your property tax assessment.
Appraisals to remove PMI
Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a preferred way to cut expenses for homeowners.
Once your mortgage loan is below 80% of the value of your home, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down.
American Realty Appraisals, LLC is seasoned in helping consumers just like you delete unwanted PMI insurance.
Recently got a freeze to your HELOC?
If your property is in a declining area, your lender just may choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value.
This can be annoying from a cash flow viewpoint, and detrimental to your credit score since it may appear as though that credit line is maxed out.
An expert appraisal from American Realty Appraisals, LLC can help you reinstate your HELOC.
Need Field and Desktop Appraisal Review Services?
Do you need an expert to double-check your appraisal for efficiency, or do you want a second opinion without the added expense and delay of waiting for a whole new appraisal?
American Realty Appraisals, LLC offers field reviews where we'll go out and check the subject and comps in question.
Or, if you're in a hurry, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? American Realty Appraisals, LLC can help you with that.
While typically requested by banks, you may desire to take advantage of this service if you suspect mortgage fraud related to your property.
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